* { padding: 0; margin: 0; }

body {
    color: #0;
    font-family: Verdana;
    font-size: 9pt;
    font-style: normal;
    font-variant: normal;
    font-weight: normal;
    letter-spacing: 0;
    line-height: 12pt;
    margin-bottom: 0px;
    margin-left: 0px;
    margin-right: 0px;
    margin-top: 0px;
    padding-bottom: 0px;
    padding-top: 0px;
    text-align: center;
    text-decoration: none;
    text-indent: 0px;
    text-transform: none;
    background-color: #023e55; 
}

a:link {color: #FFFFFF; font-weight: bold; text-decoration: none; }
a:visited { color: #FFFFFF; font-weight: bold; text-decoration: none;  }
a:hover {color: #FFFFFF; font-weight: bold;  text-decoration: none;  }



p.menu {
        text-align: center;
	font-family: Verdana;
	font-size: 9pt;
	line-height: 13pt;
        color: #FFFFFF;
}

p.heading {
        text-align: center;
	font-family: Verdana;
	font-size: 9pt;
        font-weight: bold;
	line-height: 18pt;
        color: #0;
}

p.caption { color: #FFFCCF; }

.photo-left {
	FLOAT: left; RIGHT-MARGIN: 4px; LEFT-MARGIN: 0px;
}

.photo-right {
	FLOAT: right; MARGIN: 4px;
}

div.lefttext {
  margin-left: 4px;
  margin-right: 4px;
}

div.outer {
       top: 3px;
       margin: auto;
       width: 780px;
       position: relative; 
       background-color: #a7ccea;       
}


div.banner {
	position: relative;
	width: 780px;
        top: 0px;
        left: 0px;
        height: 120px;
}

div.content {
	position: absolute;
        top: 120px;
        left: 0px;
	width: 780px;
}